Many people have preconceived notions about their liability as property owners. Most believe that they’re responsible for any injuries that occur on their property.

But that’s not always the case. Liability depends on whether the owner exercised reasonable care.

Was the owner aware of the dangerous condition or should he have been aware of it? Did the owner have time to correct it before the accident occurred? Had there been prior similar incidents? The best defense against property injury lawsuits is to make sure your property is in good order. Routinely inspect decks, trees, railings, sprinklers and all walkways, including the city-owned sidewalk in front of your house. Even though it’s owned by the city, it most likely is your responsibility.

And most importantly, make sure you have adequate liability coverage, because no matter what you do to prevent accidents, stuff happens!

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